Homeownership Thread

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Re: Homeownership Thread

Post #1901 by Dog » Sat Jan 23, 2016 10:45 am

AD wrote:Rubber doesn't have to be, dog.


I know. Latex, right?
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Re: Homeownership Thread

Post #1902 by R-66Y » Sat Feb 13, 2016 8:45 am

Our dishwasher isn't cleaning dishes well anymore, and I've already cleaned the filter and run dishwasher cleaner (wtf is that btw?) through it. Just took the spray arms off and cleaned those.. If this doesn't work, I'm at a loss for what could be wrong with it
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Re: Homeownership Thread

Post #1903 by MP » Sat Feb 13, 2016 8:20 pm

R-66Y wrote:Our dishwasher isn't cleaning dishes well anymore, and I've already cleaned the filter and run dishwasher cleaner (wtf is that btw?) through it. Just took the spray arms off and cleaned those.. If this doesn't work, I'm at a loss for what could be wrong with it

Check the drain line too.
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Re: Homeownership Thread

Post #1904 by PPJ » Mon Mar 21, 2016 8:39 am

Back in the 70's when people re-did their roofing shingles they just put them over the old ones. Since then shinglers have said you should remove the old ones and start from scratch.

Is this just a make more work project for shinglers or is there method to this madness. You'd think two layers of shingles is better than one, no?
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Re: Homeownership Thread

Post #1905 by PPJ » Mon Mar 21, 2016 8:40 am

R-66Y wrote:Our dishwasher isn't cleaning dishes well anymore, and I've already cleaned the filter and run dishwasher cleaner (wtf is that btw?) through it. Just took the spray arms off and cleaned those.. If this doesn't work, I'm at a loss for what could be wrong with it


How old is it? How many loads to you do a week?
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Re: Homeownership Thread

Post #1906 by vonbonds » Mon Mar 21, 2016 8:47 am

PPJ wrote:Back in the 70's when people re-did their roofing shingles they just put them over the old ones. Since then shinglers have said you should remove the old ones and start from scratch.

Is this just a make more work project for shinglers or is there method to this madness. You'd think two layers of shingles is better than one, no?

It's my understanding that you can layer 1 course on top of the original. After that you take it all off and start over.
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Re: Homeownership Thread

Post #1907 by AD » Mon Mar 21, 2016 8:53 am

So I've just sold the lost condo after my flip.

Now I'm gonna start selling my house and buying a new one in different hood. (I'm told that the damned kids need schools with no gun-battles apparently.. then who will teach them about the proper gang signs and territory control. Fucking soft generation I tell ya)
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Re: Homeownership Thread

Post #1908 by R-66Y » Mon Mar 21, 2016 9:56 am

PPJ wrote:
R-66Y wrote:Our dishwasher isn't cleaning dishes well anymore, and I've already cleaned the filter and run dishwasher cleaner (wtf is that btw?) through it. Just took the spray arms off and cleaned those.. If this doesn't work, I'm at a loss for what could be wrong with it


How old is it? How many loads to you do a week?

I'm guessing it's around 10 years old. We do about a load a day, maybe every 2 days
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Re: Homeownership Thread

Post #1909 by R-66Y » Mon Mar 21, 2016 9:57 am

vonbonds wrote:
PPJ wrote:Back in the 70's when people re-did their roofing shingles they just put them over the old ones. Since then shinglers have said you should remove the old ones and start from scratch.

Is this just a make more work project for shinglers or is there method to this madness. You'd think two layers of shingles is better than one, no?

It's my understanding that you can layer 1 course on top of the original. After that you take it all off and start over.

This is my understanding as well, but I'm no roofing expert. I would get a metal roof now if I had the option though.
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Re: Homeownership Thread

Post #1910 by PPJ » Mon Mar 21, 2016 10:09 am

R-66Y wrote:
PPJ wrote:
R-66Y wrote:Our dishwasher isn't cleaning dishes well anymore, and I've already cleaned the filter and run dishwasher cleaner (wtf is that btw?) through it. Just took the spray arms off and cleaned those.. If this doesn't work, I'm at a loss for what could be wrong with it


How old is it? How many loads to you do a week?

I'm guessing it's around 10 years old. We do about a load a day, maybe every 2 days


I think she's diein. Appliances aren't like they used to be. You did well getting 10 years out of it and getting that type of usage.
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Re: Homeownership Thread

Post #1911 by R-66Y » Mon Mar 21, 2016 11:17 am

We've only owned the house for 3 years. Not sure how much usage the previous owners gave it. I'm going to start looking for a new one I guess. It kills me to not be able to fix this though
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Re: Homeownership Thread

Post #1912 by vonbonds » Mon Mar 21, 2016 11:31 am

We had to get a new dishwasher last year. The previous model was 13 years old or thereabouts. Like PPJ said, designed obsolescence.
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Re: Homeownership Thread

Post #1913 by R-66Y » Mon Mar 21, 2016 1:07 pm

planned obsolescence is the worst. i don't want to throw my dishwasher away, i want to replace what's probably a $20 part and have full functionality again, just like i do with my cars.
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Re: Homeownership Thread

Post #1914 by R-66Y » Mon Mar 21, 2016 1:13 pm

15 year @ 2.75% or 30 year @ 3.5%?
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Re: Homeownership Thread

Post #1915 by AD » Mon Mar 21, 2016 1:30 pm

15? 30?

Your banking system is weird.





I'd be tempted at 15 because (and I'm assuming this is a house mortgage) I'd think I'd want the whole thing paid down in 15 years.
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Re: Homeownership Thread

Post #1916 by R-66Y » Mon Mar 21, 2016 1:32 pm

That's tempting me as well. I likely wouldn't pay a dime of additional $ toward either of those, since the rates are so low. Only difference is the 15 year is $400/month more than we're paying now, while the 30 year is $200/month less than we're paying now.

...decisions, decisions.
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Re: Homeownership Thread

Post #1917 by AD » Mon Mar 21, 2016 1:34 pm

Its 200$ per month less but if you want to actually have the whole damned thing paid off after a while, the amount left after X years will be substantially higher in option 2.
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Re: Homeownership Thread

Post #1918 by R-66Y » Mon Mar 21, 2016 1:54 pm

Yes. It gives us more financial flexibility, though, for the eventual kids
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Re: Homeownership Thread

Post #1919 by AD » Mon Mar 21, 2016 2:03 pm

How old are you? That's really the question I should have started with. And is there any flexibility to renegotiate terms without penalty?
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Re: Homeownership Thread

Post #1920 by MP » Mon Mar 21, 2016 2:06 pm

For PPJ, building code does let you apply a second layer over the first, however, it can lead to a shorter service life of the second roof, as you're not replacing flashings and ice and water shield membrane. Also depends on the condition of the old roof, if it's all curled and cracked you have to remove the upper tabs anyhow and might as well strip clean.
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Re: Homeownership Thread

Post #1921 by vonbonds » Mon Mar 21, 2016 2:27 pm

OFS knows my stance. Stick with 30 and pay down early if you want to. If you hit any kind of hiccup with your personal economy you can't make the 15 a 30 again.
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Re: Homeownership Thread

Post #1922 by AD » Mon Mar 21, 2016 2:39 pm

Why would that length of mortgage even be allowed for chrissakes? Who the hell knows what's gonna happen in 5 years let alone 20!?
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Re: Homeownership Thread

Post #1923 by MP » Mon Mar 21, 2016 2:39 pm

I'm in the pay it off asap camp.
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Re: Homeownership Thread

Post #1924 by R-66Y » Mon Mar 21, 2016 4:52 pm

AD wrote:How old are you? That's really the question I should have started with. And is there any flexibility to renegotiate terms without penalty?

I'm 30. I want to retire as early as possible, and definitely before 60. A 15 year would put me right around my ideal retirement age of 45. The only thing holding me back is the risk associated with locking in at 15 years and committing to an extra 400/month on our payment
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Re: Homeownership Thread

Post #1925 by vonbonds » Mon Mar 21, 2016 5:09 pm

That's an extra car payment for 15 straight years and LO to the L at retiring at 45 with a normal job and eventually having a family.
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Re: Homeownership Thread

Post #1926 by AD » Mon Mar 21, 2016 5:25 pm

What VB said about retirement.

Still calculate the actual difference in absolute money.

I mean, if you're gonna take that extra 400 a month and just invest it. Then fine. But y'all are just gonna spend it anyway. On kids too. Damned kids.
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Re: Homeownership Thread

Post #1927 by MP » Mon Mar 21, 2016 5:51 pm

vonbonds wrote:That's an extra car payment for 15 straight years and LO to the L at retiring at 45 with a normal job and eventually having a family.

He never said Seylar was going to retire at the same time... @manwithaplan
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Re: Homeownership Thread

Post #1928 by IcE ColD » Mon Mar 21, 2016 6:05 pm

@manjustlikePlan
Society is actually a bunch of flawed primates guided by selfishness, fear, and superstitious bullshit.

David Wong - 19/12/2016
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Re: Homeownership Thread

Post #1929 by vonbonds » Mon Mar 21, 2016 6:19 pm

Touche
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Re: Homeownership Thread

Post #1930 by R-66Y » Mon Mar 21, 2016 7:19 pm

I am kind of leaning toward getting the 30 year, actually. The difference in interest won't matter THAT much, and theoretically, we should be able to get a better roi by investing the savings
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Re: Homeownership Thread

Post #1931 by R-66Y » Mon Mar 21, 2016 7:21 pm

MP wrote:
vonbonds wrote:That's an extra car payment for 15 straight years and LO to the L at retiring at 45 with a normal job and eventually having a family.

He never said Seylar was going to retire at the same time... @manwithaplan

Selyar plans on going back to work after kids, so it shouldn't be impossible to reach retirement levels of savings in a 15 to 20 year range
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Re: Homeownership Thread

Post #1932 by vonbonds » Mon Mar 21, 2016 7:30 pm

R-66Y wrote:
MP wrote:
vonbonds wrote:That's an extra car payment for 15 straight years and LO to the L at retiring at 45 with a normal job and eventually having a family.

He never said Seylar was going to retire at the same time... @manwithaplan

Selyar plans on going back to work after kids, so it shouldn't be impossible to reach retirement levels of savings in a 15 to 20 year range

From what I know about her here (which is everything as you know) she will rock out the mommy gig. She will go back to work when your kids are older which will magically be right about when you're 45 :pacman:
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Re: Homeownership Thread

Post #1933 by R-66Y » Mon Mar 21, 2016 7:59 pm

vonbonds wrote:
R-66Y wrote:
MP wrote:He never said Seylar was going to retire at the same time... @manwithaplan

Selyar plans on going back to work after kids, so it shouldn't be impossible to reach retirement levels of savings in a 15 to 20 year range

From what I know about her here (which is everything as you know) she will rock out the mommy gig. She will go back to work when your kids are older which will magically be right about when you're 45 :pacman:

Perfect timing for me to retire and her to work until 60 if that's the case :P
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Re: Homeownership Thread

Post #1934 by vonbonds » Mon Mar 21, 2016 8:03 pm

R-66Y wrote:
vonbonds wrote:
R-66Y wrote:Selyar plans on going back to work after kids, so it shouldn't be impossible to reach retirement levels of savings in a 15 to 20 year range

From what I know about her here (which is everything as you know) she will rock out the mommy gig. She will go back to work when your kids are older which will magically be right about when you're 45 :pacman:

Perfect timing for me to retire and her to work until 60 if that's the case :P

Well played :danson:
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Re: Homeownership Thread

Post #1935 by R-66Y » Mon Mar 21, 2016 8:24 pm

She just agreed to those terms, too.

:creeper2:
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Re: Homeownership Thread

Post #1936 by selyar » Mon Mar 21, 2016 8:56 pm

i did not agree to anything.
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Re: Homeownership Thread

Post #1937 by R-66Y » Mon Mar 21, 2016 9:15 pm

Image
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Re: Homeownership Thread

Post #1938 by vonbonds » Mon Mar 21, 2016 9:30 pm

Shots.Fired.
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Re: Homeownership Thread

Post #1939 by selyar » Mon Mar 21, 2016 10:23 pm

Boo you dude.
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Re: Homeownership Thread

Post #1940 by edgar_dong » Mon Mar 21, 2016 10:43 pm

R-66Y wrote:Image


Image
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Re: Homeownership Thread

Post #1941 by Dog » Tue Mar 22, 2016 10:54 pm

Who the heck puts new shingles over old ones? Jesus Christ, Joe!
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Re: Homeownership Thread

Post #1942 by AD » Wed Mar 23, 2016 9:24 am

Fucking portos.
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Re: Homeownership Thread

Post #1943 by MP » Wed Mar 23, 2016 3:48 pm

Dog wrote:Who the heck puts new shingles over old ones? Jesus Christ, Joe!

Used to be quite common.
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Re: Homeownership Thread

Post #1944 by R-66Y » Thu Mar 24, 2016 10:51 am

Home Depot gift cards for 9% off face value at cardcash.com. Pick out the gift card, enter promo code FIVEMORE before you checkout and they'll take off an extra 5%. :D
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Re: Homeownership Thread

Post #1945 by Dog » Thu Mar 24, 2016 11:04 am

MP wrote:
Dog wrote:Who the heck puts new shingles over old ones? Jesus Christ, Joe!

Used to be quite common.


I like Joe. He's like a poster from the 70s.
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Re: Homeownership Thread

Post #1946 by Ricard_Persson » Thu Mar 24, 2016 11:18 am

I've stripped a few roofs (rouves) in my day that were double up shingles. Gives the old shovel and arm a good workout.


I even saw a triple layer once. Two lazy pricks teamed up over 30 years to make that shingle sandwich.
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Re: Homeownership Thread

Post #1947 by Redden Punches Faces » Fri Mar 25, 2016 11:59 am

I was considering using. A LOT of paint on the plywood instead of shingles
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Re: Homeownership Thread

Post #1948 by Craig » Sun Mar 27, 2016 7:50 am

Would I be crazy to attempt to apply leveling compound to my basement floor myself?
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Re: Homeownership Thread

Post #1949 by MP » Sun Mar 27, 2016 9:52 pm

Can you work a drill and follow the instructions on the bag?

I assume this is self levelling and the product is the appropriate for what your planning to do?
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Re: Homeownership Thread

Post #1950 by Craig » Sun Mar 27, 2016 10:00 pm

Yeah, I can probably do that.

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